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Hello everyone! Good day! 

Let us dive into some news from past week 

Dive in!

Startups make a homecoming

Numerous startups are preparing to "flip back" from the US and Singapore to India, including fintech companies like Pine Labs and Razorpay, the rapid-delivery firm Zepto, the edtech company Eruditus, and ecommerce platforms Meesho and Udaan. These companies are currently at different stages in the process of relocating their holding companies to India. 

For fintech companies, the rationale is straightforward: regulators require sector startups to have their holding companies, including subsidiaries, based in India. Additionally, these companies perceive greater potential in India's domestic IPO market compared to foreign ones, which is encouraging them to contemplate shifting their parent entities to India. 

 

 

 

 

 

Paytm’s lending business is in trouble

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The issues currently affecting Paytm Payments Bank, a subsidiary of One 97 Communications, are creating complications for the fintech giant's lending operations. Multiple non-banking finance companies (NBFCs) that collaborated with Paytm to provide consumer loans have ceased their partnerships. 

Firms like Aditya Birla Finance (ABFL), Piramal Finance, and Clix Capital, among others, are said to have stopped issuing new loans through Paytm, insiders revealed. For Paytm, which derives nearly 21% of its quarterly revenue from financial services, any disruption to its lending operations could be harmful. If Aditya Birla Finance Limited (ABFL) enforces its guarantees, it would also directly affect Paytm's revenue. Although some of Paytm's longstanding partnerships have slowed down, the company is seeking to form new collaborations. 

 

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Indian stock market lags its global counterparts

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Even though the market continued the winning streak in the first 3 months of calendar year 2024, the frenzy soon subsided. Lesser FPI inflows, resurfacing of geopolitical tensions and uncertainty over the Lok Sabha election results has wiped off crores of shareholder wealth. In India, low voter turnout in the elections has raised concerns of a landslide victory for the ruling BJP. Also, the RBI’s new guideline for banks and NBFCs to allocate more provisions for project finance loans was not taken well by the market. 

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Funds are getting reallocated to Hong Kong and China which are showing signs of recovery and are cheaper in terms of valuation. The jobless rate of USA has in turn sparked expectations of rate cuts sooner. In Britain, the stock market hit a record high as the Central bank indicated a rate cut before the US Fed Reserve. 

 

More news from the week ...

  • Auto sales post growth in April: Steady fuel prices and introduction of new models have led to the increase in auto sales. 2-wheeler sales and passenger car sales saw the most growth. 

  • Indian auditing firms cry for level playing field with Big 4: Indian auditing firms are advocating for a level playing field to ensure fair competition with their multinational counterparts. The MNCs are criticized for their increasing dominance and alleged manipulation of regulatory loopholes. 

  • Private sector investment share falls to its lowest in 4 years: The private sector's portion of investment dropped to a four-year low in FY23, with private non-financial corporations' contribution to gross fixed capital formation decreasing to 36.2%, down from 36.3% in the prior fiscal year, according to the latest National Accounts Statistics. In contrast, the government's share in real terms increased to 13% in FY23 from 12% in FY22. 

  • Israel bombards eastern Rafah after ceasefire negotiations conclude without an agreement: Israeli forces shelled parts of Rafah on Thursday as Prime Minister Benjamin Netanyahu brushed off U.S. President Joe Biden's warning to withhold arms from Israel if it attacks the southern Gaza city. 

Check out the awesome content from Ambrela 

Visual of the Week

Brazil floods.png

Source: reuters.com 

​The death toll from the intense flooding in southern Brazil has climbed to 107 as rescue efforts persist and officials start to assess the recovery costs in Rio Grande do Sul. With more rain expected in the coming days, there are concerns that water levels could rise even higher in Porto Alegre, the state capital, and in surrounding areas where streets have been transformed into rivers. 

Test you knowledge !

When was the Indian stock market established? 

[A]   1991

[B]   1947 

[C]   1965

[D]   1875 

The Bombay Stock Exchange (BSE), among India's oldest stock exchanges, was established in 1875, while the National Stock Exchange (NSE) came into being in 1992. The Indian stock market is regulated by SEBI (Securities and Exchange Board of India). SEBI is responsible for overseeing and regulating various aspects of the market to ensure transparency and investor protection. 

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